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Security

Your household's money, handled with care.

Family finances are personal. Here is what protects them today, in plain language, and where we draw the line.

Protection in four layers.

  • Your account

    • Email addresses are confirmed with a one-time code at sign-up.
    • Passwords are stored only as salted hashes by our authentication provider, never in plain text.
    • Deleting your account asks you to confirm with your password or Google first.
    • Sign-in and account actions are rate limited to slow down guessing.
  • Your household

    • Roles decide who can add, see and manage. Viewers can only look.
    • Owners and admins can adjust what each member may add or view.
    • Private goals are visible only to the people taking part.
    • A history records what happened in the household.
  • Your data

    • Traffic between the app and our servers goes over HTTPS.
    • The database enforces row-level security, so data access is limited at the source.
    • Receipts and income proofs sit in private storage and open through short-lived links.
    • Every request is validated before it touches the database.
  • How we run it

    • The API only accepts requests from approved websites, and sends security headers on every response.
    • Waitlist IP addresses are stored only as keyed hashes, and queued emails are encrypted until sent.
    • Email delivery events are checked against a signature before we trust them.
    • Retried requests are made safe with idempotency keys, so nothing is recorded twice.

What we will not do.

  • We do not: Connect to your bank accounts or ask for bank logins
  • We do not: Hold, move or lend your money
  • We do not: Sell your data or share it for advertising
  • We do not: Load analytics or advertising trackers on this website

Read more in the Privacy Policy and see how to delete your account.

Common questions

Is HomiLedger perfectly secure?

No system is. We build in layers so one failure does not expose everything, and we tell you and the authorities if a breach affects you, as the law requires.

Has HomiLedger had an independent security audit?

Not yet. We will say so plainly here when we commission one.

How do I report a security problem?

Email support@homiledger.com with the details. Please give us a reasonable chance to fix it before sharing it publicly.